TERMS AND CONDITIONS

1. INTERPRETATION AND DEFINITIONS

1.1 “Company”, “we”, “our” or “us” refers to KHAUTA Risk Advisory (Pty) Ltd, a private company registered in the Republic of South Africa (Registration Number 2023/722049/07).

1.2 “User”, “you” or “your” refers to any person accessing or using this website.

1.3 “Website” means www.khautariskadvisory.com, including all associated subdomains, publications, and online materials.

1.4 “Services” means all consulting and advisory offerings provided by the Company, including but not limited to Enterprise Risk Management, Regulatory Compliance & Combined Assurance, Insurance & Risk Financing Solutions, Artificial Intelligence Driven Risk & Decision Solutions and Board Governance & Executive Advisory.

2. ACCEPTANCE OF TERMS

2.1 By accessing or using this Website, you acknowledge that you have read, understood, and agreed to be bound by these Terms and Conditions.

2.2 If you do not agree with these Terms, you must immediately discontinue use of the Website.

3. DESCRIPTION OF SERVICES

3.1 The Company provides consulting and advisory services in the fields of Enterprise Risk Management, Regulatory Compliance & Combined Assurance, Insurance & Risk Financing Solutions, Artificial Intelligence Driven Risk & Decision Solutions and Board Governance & Executive Advisory.

3.2 All information provided on this Website, including articles, insights, and other materials, is for general informational purposes only and does not constitute professional, legal, or financial advice.

3.3 The Company does not act as a financial services provider or insurance broker. All advisory services are offered in a professional consulting capacity only.

4. INTELLECTUAL PROPERTY RIGHTS

4.1 All intellectual property contained on this Website, including but not limited to text, graphics, logos, designs, and documents, is the property of the Company unless otherwise stated.

4.2 Users are not permitted to reproduce, distribute, or modify any content without the prior written consent of the Company.

5. USE OF WEBSITE

5.1 You agree to use this Website only for lawful purposes and in a manner that does not infringe the rights of, or restrict the use of, any other person.

5.2 You must not use the Website to transmit any harmful, defamatory, or unlawful material.

6. LIMITATION OF LIABILITY

6.1 The Company takes reasonable care to ensure that all information on the Website is accurate; however, it does not warrant the completeness or accuracy of such information.

6.2 The Company shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with the use of this Website or reliance on its content.

6.3 Users rely on information and materials from this Website at their own risk.

7. WARRANTIES AND DISCLAIMERS

7.1 The Website and all content are provided “as is” and “as available” without warranties of any kind, express or implied.

7.2 The Company disclaims any responsibility for technical issues, interruptions, or viruses that may affect the operation of the Website.

8. PRIVACY AND DATA PROTECTION

8.1 The Company respects your right to privacy and handles all personal data in accordance with its Privacy Policy, available on the Website.

8.2 The Company complies with the Protection of Personal Information Act, 4 of 2013 (POPIA) and the General Data Protection Regulation (GDPR) as applicable.

9. GOVERNING LAW

9.1 These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of South Africa.

9.2 Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the South African courts.

10. CONTACT INFORMATION

For all enquiries regarding these Terms, please contact:

KHAUTA Risk Advisory (Pty) Ltd
Email: info@khautariskadvisory.com
Website: www.khautariskadvisory.com
Phone: (+27) 72 355 6268
Registration Number: 2023/722049/07
VAT Number: 9259160266